Best Credit Report Resources for 2022

Whether you’re looking to take out a loan for your business, applying for a line of credit, or even just looking to refinance your debt, your credit report is a key factor in determining your eligibility and rates.

In order to ensure that you are getting an accurate report with no errors, it is always a good idea to check your credit score so that you can go into any new financial commitment with a clear view of how your credit will affect your loan.

FreeScore 360
FreeScore 360

FreeScore360 is one of your top options for checking your credit. Checking your credit with FreeScore360 allows you to help protect yourself from identify theft and avoid any unexpected surprises when you are applying for funding. Whether it be for business or personal use, making sure your credit information is error-free is the first step to making better financial decisions. FreeScore360 can help by providing all three credit reports and scores today!

MyScore IQ
MyScore IQ

Be prepared for whatever financial decisions are coming your way by getting your FICO scores from MyScore IQ. The new MyScoreIQ® services features the value of FICO® Scores and credit reports along with industry-leading credit and identity theft monitoring.

Rocket Credit Score
Rocket Credit Score

Rocket Credit Scores are here to help you get a complete look at your credit report so that you can rest easy knowing that you are in good financial shape. Get your complete credit outlook as well as insights into your credit report profile from the three major reporting bureaus.

Quick Credit Checkup
Quick Credit Checkup

Take a quick look at your credit report and check for any potential errors that may be weighing down your scores. Our Quick Credit Checkup will give you an idea of what lenders see when evaluating your application.

Knowing and understanding your score:

Your credit score is a constantly evolving number that can rise and fall with every financial decision you make.  Things like credit card balance, medical debt, home purchases, and hard credit pulls can impact your score.  If you are in the market for a loan, it can be beneficial to check your report before applying so that you can check for any errors or discrepancies that could hurt your chances for approval.  Banks and lenders use your credit score to determine how likely and able you are to pay back your loans, and making sure that they are getting an accurate report is crucial to putting yourself in the best financial position you can when applying for financing.

How to check your credit report:

Luckily, there are many resources available out there to help you get a clear picture of your financial health by offering free credit reports so that you can make all financial decisions with confidence.

At Empowerlend, we understand that many businesses have great need for secure and simple options for understanding their credit history. With so many options available out there, it can be overwhelming to know exactly when or how to check your report to ensure that you are getting the full picture. That is why we have curated a list of the top credit report checkers for businesses in 2022.

You can now view and compare the available features all in one place so that you can check your credit report and make smarter financial decisions.