Depending on the state you live in, you can apply for government subsidies, and if none is available, by financing. The U.S. Environmental Protection Agency (EPA) offer tax credits that could decrease the cost of your solar installation even more.
On top of that, studies show average savings of $20k over 20 years. This means that your solar panel pays for itself in the long term. This means that your solar panel pays itself, in the long term. Now is definitely the time to start considering a renewable energy source for your home.